![]() Must not have interior and exterior health and safety hazards, such as no handrails on steep staircases.Must be free from wood-destroying insect infestations.Must have adequate access to attic spaces and natural ventilation in crawl spaces.Must have surfaces free of chipping or peeling lead-based paint.Must have a working, permanent heating system that can heat the property adequately.Must have all relevant utilities, including gas, electricity, water and sewage functioning properly.Must not contain loose wiring and exposed electrical systems.Must have safe and reasonable property access.Must have an undamaged exterior, foundation and roof. ![]() Homes must meet the following appraisal requirements, or be repaired to meet requirements, to be approved for an FHA loan: They use their findings from the site visit to estimate the market value of the home.įHA appraisers follow the HUD guidelines for minimum property standards.
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